Welcome to Fortitude & Co. By accessing or purchasing from our website [yourdomain.com], you agree to these Terms & Conditions. Please read carefully.

1. Use of Website

• You must be at least 18 years old to use our site or make purchases.

• You agree not to misuse our site (hacking, fraud, or unlawful activities).

2. Products & Services

• We sell physical products (journals, gear) and digital products (AI guides, journaling assistant).

• Digital downloads and AI services are for personal use only and may not be resold or redistributed.

3. Orders & Payments

• Prices are displayed in USD unless stated otherwise.

• Payments are processed securely through third-party providers (Stripe, PayPal, etc.).

• We reserve the right to cancel any order suspected of fraud or misuse.

4. Shipping & Delivery

• Estimated delivery times are provided at checkout.

• We are not responsible for delays caused by carriers or customs.

5. Returns & Refunds

• Physical products may be returned within 30 days if unused and in original packaging (customer pays return shipping).

• Digital products and AI subscriptions are non-refundable once accessed/downloaded.

• If a product is defective or incorrect, contact us for a replacement or refund.

6. Intellectual Property

• All content, trademarks, and designs on this site belong to Fortitude & Co.

• You may not copy, modify, or distribute our content without permission.

7. AI Journaling Assistant

• Our AI assistant provides guidance but does not replace professional advice (medical, legal, financial, or psychological).

• You are responsible for decisions made using our tools.

8. Limitation of Liability

• We are not liable for indirect or consequential damages arising from product use or site access.

• Our total liability will not exceed the amount paid for the product/service.

9. Governing Law

These Terms are governed by the laws of New York, USA (or your operating jurisdiction).